Unlock growth with EIF guarantee from Nefco
Nefco offers loans backed by guarantees from the European Investment Fund (EIF) under the InvestEU Programme. The guarantees help Nordic small and medium-sized enterprises (SMEs) access financing for sustainable investments and business development.
The EIF guarantee is part of the EU’s flagship programme InvestEU, which helps mobilise investments in sustainability and competitiveness across Europe.
Application process
The EIF guarantee is subject to eligibility criteria and Nefco’s investment evaluation process. The application process is streamlined, with clients interacting solely with Nefco.
Please note: Direct applications for an EIF guarantee are not accepted. Nefco assesses eligibility as part of the investment process and will inform clients if the guarantee applies.
Key benefits of the EIF guarantee under the InvestEU Programme
- More favourable loan terms: Supports investments aligned with the green transition and SME growth across the Nordics
- Lower financing costs: EIF backing enables lower interest rates compared to standard Nefco loans
- Broad sustainability coverage: Various type of green and transition investments may qualify
Sustainability investments
The sustainability guarantee covers a broad range of green and transition activities, including:
Sustainable enterprises
• Sustainable and green businesses
• Climate-related intellectual property rights
• Certified and awarded enterprises
Climate mitigation and environmental sustainability
• renewable energy generation and storage
• energy efficiency in industry and buildings
• low- and zero-emission transport and mobility
• sustainable ICT and digital solutions supporting decarbonisation
Circular economy and resource efficiency
• waste reduction, recycling and reuse
• sustainable materials and production processes
• water and resource efficiency
Environmental protection and biodiversity
• solutions reducing pollution or environmental impact
• sustainable land use and nature-related investments
Competitiveness and growth
In addition to sustainability-focused investments and activities, the EIF guarantee also supports:
• projects strengthening SME competitiveness and productivity
• business expansion based on financial viability criteria
Eligibility criteria
The EIF guarantee targets small and medium-sized enterprises (SMEs) in Denmark, Finland, Iceland, Norway and Sweden.
Eligibility is assessed based on:
• EIF requirements under the InvestEU Programme
• Nefco’s investment criteria, including environmental and financial assessment
About the EIF guarantee and the InvestEU Programme
The guarantees provided by the European Investment Fund (EIF) are part of the InvestEU Programme, the European Union’s key instrument for mobilising sustainable investments.
InvestEU aims to:
- accelerate the green transition and climate neutrality
- strengthen European competitiveness and innovation
- improve access to finance for SMEs
Through this partnership, Nefco helps channel EU-backed financing to Nordic companies, supporting sustainable growth and concrete environmental impact.
Our investment criteria and cycle
Our financing is available only to Nordic companies, investments and solutions that can be proven to have a positive environmental impact. Nefco’s investment and environmental criteria guide our financing decisions.
How to get started with your financing application
1. Contact us
Contact our investment experts for further details. Please see the contact information below or use the contact form.
2. Tell us more about your investment proposal
You can fill in the financing proposal form and send it to us for an initial assessment (see Related documents below).
3. Our investment criteria and investment cycle
Take a look at how we assess and work with investments.
Contact our investment experts
To explore financing options with EIF guarantee or discuss your investment plans, please leave a contact request by submitting the form below. You can also contact our investment experts directly.
Contact us
